If you’re in the market for a home loan because you’re looking for your dream home, you should consider working with us, a mortgage brokerage, to help you find the right financing solution. We are a licensed professional who works as an intermediary between you and lenders to help you secure the best home loan on the market.
Here are a few services that we can provide:
- Access to Multiple Lenders: One of the primary benefits of working with a mortgage broker is that we have access to multiple lenders. This means we can shop around for you and find the best loan options and rates available for your specific situation.
- Expertise and Guidance: A mortgage broker can provide expert guidance throughout the home buying process. We can help you understand the different types of loans available, including fixed-rate, adjustable-rate, and government-backed loans. We can also help you determine which loan options are best for your financial situation and help you navigate the loan application process.
- Loan Pre-Approval: A mortgage broker can help you get pre-approved for a home loan. This can be particularly useful if you’re shopping for a home, as it can help you determine how much you can afford to spend. A pre-approval can also give you an edge in a competitive housing market by showing sellers that you’re a serious buyer.
- Negotiation: Finally, a mortgage broker can help you negotiate the terms of your home loan. We can help you understand the various fees and charges associated with your loan and can work with lenders to negotiate lower rates or fees on your behalf. This can help you save money over the life of your loan.
In addition to finding the perfect home loan, we offer a wide variety of other services! Some of which include:
- Credit counseling: we can provide guidance on how to improve your (the borrower) credit score, which can impact your ability to qualify for a mortgage and certain interest rates.
- Rate negotiation: we can help you negotiate better interest rates and terms with lenders.
- Loan processing: we can help manage the loan processing and underwriting process, ensuring that all necessary steps are completed in a timely manner, and,
- Closing coordination: we can help coordinate the closing of a mortgage loan, ensuring that all parties involved are prepared and that the closing process goes smoothly.
Overall, working with us is a smart choice for anyone looking to secure a home loan. Our expertise and our proven track record are top-notch! You want the right team representing you – give us a call Patricia 403.875.2969 or Stacey 403.850.7738.
Visit our website at www.unbeatablemortgages.ca
In this, the second instalment of our series with Patricia McKean, a Lead Planner with the Unbeatable Mortgage Team at Mortgage Architects in Olds, Patricia discusses the kinds of services a mortgage broker can provide. Patricia has over 20 years of experience in lending and has been successful in helping a number of our rural clients obtain mortgages in Alberta.
d. 403.875.2969 p. 403.637.0140 f. 866.465.2870